Personal Loan Bankruptcy

Personal Loan Bankruptcy questions and answers

Find information on Personal Loan Bankruptcy at the number 1 bankruptcy information site online, Bankruptcy Says Uncle

Q: I need a personal loan but have bankruptcy on record where do I get help?
My bankruptcy's discharged and I have filed for divorce, now that is over and I need help with catching up my bills and need a car. I am a single mom and work plus I attend college for my assoc. in accounting degree. I need a hand up not a hand out. where can I get a personal loan?

A: Whilst you have a bankruptcy anywhere that checks your credit file when applying for a loan will not accept you. And you will find the ones that don't will charge very high interest (50% APR+!). Approach your bill comapnies and ask for a payment plan. Regarding the car have you thought about other ideas to make money? Such as selling your old stuff at a car boot or mystery shopping in your spare time?

Q: Does anyone know where to go to get a fast personal loan with prior bankruptcy?
Brother has prior bankruptcy with his divorce, almost two years out and needs a fast personal loan, Does anyone know who will work with him, I told him maybe Beneficial, or Prosper, but that could take a while, but not sure with either because of his bad credit. Does anyone know an immediate peer to peer personal loan? Any advice would be great! Thanks!

A: if you are looking for the best and fastest loan website, check out this site http://best-payday-loans-usa.com/ Here you can get the best rates available for you.

Q: Can I get a tax credit for a personal loan I made to a family member that was discharged via bankruptcy?
I made a family member a personal loan that has not been repaid. That family member then listed my personal loan in their bankruptcy and it was discharged. Can I get any type of tax credit for this loss or am I completely out? And I already understand the golden rule: never loan money to family :)

A: sounds like you should be able, however i would ask your tax preparer if that is correct.

Q: Does anyone know where to go to get a fast personal loan with prior bankruptcy, and not a cash advance?
Brother has prior bankruptcy with his divorce, almost two years out and needs a fast personal loan, not a cash advance! Does anyone know who will work with him, I told him maybe Beneficial, or Prosper, but that could take a while, but not sure with either because of his bad credit. Does anyone know an immediate peer to peer personal loan? Any advice would be great! Thanks!

A: For every individual, the main priority in life is to fulfill their various dreams and wishes. However, it is not at all possible for all the individuals to execute their needs. The prime reason being that these borrowers financial condition does not support them in their endeavor. For these borrowers the financial market is offering them a chance by providing finances in the form of online personal loans. These loans take care of all the borrowers needs without any delay. These loans are processed online after providing the necessary details by the borrower. http://best-loans.awardspace.com/personalloans.htm A considerable amount of time and energy is saved as the borrower can access the loan amount by sitting in his office or home. Moreover the borrower can access the free quotes by comparing the quotes borrower can easily select the best available deal. These loans basically take care of all the personal needs of the borrower. In fact borrower can use the amount for paying college education fees, holiday package, meeting wedding expenses and even consolidating debts.

Q: What will happen to unsercured personal loan if i file bankruptcy? Will it stay or disapear?
I am not sure if i file for bankruptcy or not? I have about 20,000$ credit cards debts, and i have also 20,000 unsecured personal loan.

A: Check the site thoroughly. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look. http://bankruptcy-info.we.bs/ http://www.loan-house.info/2009/09/choosing-right-bankruptcy-attorney.html

Q: Does anyone know where I can get a personal loan for $4000 after Bankruptcy ?
I was almost suckered into a loan by Clearview Lending until Yahoo Answers opened my eyes to that but I really need a personal loan for $2000 to $4000 I make good money but due to Medical bills I had to claim Bankruptcy. I have been approved for a car loan and credit cards but that's not what I need. I need a personal loan. Any ideas and no smart a remarks please.

A: The biggest obstacles you are going to run into are these: 1. The length of time since you declared bankruptcy (be careful with this. If it has been less than a year try to find another way because this can cause you problems). 2. Interest rates where ever you go for at least the first 3 years afterwords are going to be high. 3. The lending market is a little gun shy right now. Since I don't know exactly where you are, I can suggest a few companies that I have dealt with, but I would suggest checking them out on your own (what works for one may not work for all): 1. Omni Loans 2. Pioneer Lending 3. American General If you make a decent pay, I would suggest checking out your bank or your local credit union first.

Q: Where can I apply for a personal loan with 1 year old bankruptcy?
I filed Chp 7 bankruptcy last year, also discharged. I have 4 credit cards all have been paid on time. I have a car loan through Capital One ($18k) also never late. Where can I apply and receive a personal loan. No payday loans...tried that, done that! I have tried American General they told me I had to have 2 years of established credit after my bankruptcy, I only have 1 year! Citifinancial and Beneficial Denied. I also tried my local bank, Citibank...no Luck! Any serious suggestions?? I want to apply for at least $5k. Can anyone provide specific loan companies?? Serious answers only please. I'm looking for answers, not jokes or personal opinions! FOUND IT....I RECEIVED A $5K CASH LOAN ON THURSDAY, JUNE 22. WIRED DIRECTLY INTO MY ACCOUNT, WITH NO EARLY PREPAYMENT PENALTIES!!! ANYONE WITH A BANKRUPTCY INTERESTED IN RECEIVING A PERSONAL LOAN. EMAIL ME FOR DETAILS...THIS COMPANY WAS GREAT!!!

A: you can apply anywhere...getting approved is something entirely different

Q: Personal loan to consolidate my debt or declare bankruptcy?
Okay first things first, I have an apartment and I really don't want to lose it nor the stuff that is in my apartment, I am just at a point in life right now that isn't good. I got cut back on my hours at work and I'm only pulling in about 1300.00 dollars a month now, I was making more than double that. It's horrible and very upsetting. I have 27,900.00 worth of debt and this is a combination of a car loan, health loans and credit cards. I went to capital one and was going to fill out an application for a personal loan but they said it was by invitation only. The interest rate on CitiBank is too high. I really would like some advice, I know Bankruptcy is a low trashy way to get out of the debt I created but I was making more than this. Mind you I am 21 years old and by the time I'm 28 I'd have it off my record. So what do you think I should do and please do not recommend one of them prosper or other sites where people bid on your debt, I am not looking to get into that I just want a personal loan with a low interest rate. I have wonderful credit 750 and I always make my payments on time, it's just now I'm really starting to dig into my checking account and I'm getting worried with how fast it is diminishing. Also I have been filling out applications everywhere for a second job but no one seems to be hiring with this economy the way it is!

A: To Be honest,It will take a little time to find the answer for the question of yours.have a look at the resource here http://www.DebtFreetips.info/debt-free.htm for your reference .

Q: is there any bank that will give a person who claimed bankruptcy a small personal loan?
I need a small personal loan of 2,000 dollars does anyone know of a bank that will finance me. the only reason i claimed bankrupcty is for medical bills. I have never taken a loan except for a car which was paid off before the bankruptcy. I have never even had a credit card before.

A: No bank will lend money to someone who has declared bankruptcy! I don't mean to be mean, but if you have filed bankruptcy in the past, you have publically declared that you have taken on loans and not paid them back! Would YOU lend you money? The only loan you are likely to be able to get is a "secured loan". To borrow $2000, you would need to sign over the rights of tangible property worth at least $2000 to the lender in case of default. I strongly suggest you seek credit-councelling, budget-management training and general help in money management. There are FREE services providing all these things. Check with your local library. Best wishes! Remember, the only "secret" to getting rich is to spend only 80 cents for each and every dollar you earn.

Q: If you filed bankruptcy, how can you get approved for a personal loan?
My mother had to file bankruptcy last year, but she wants to get a $2,000 loan. She makes around $1,200 a month before taxes and she has no additional collateral to secure her loan. Can she still get approved for an unsecured personal loan? She lives in Georgia, so online cash advance loans are not accepted in this state. Are there any other financial institutions she can apply for a loan online or will she have to go to the financial institution to apply?

A: It would be nearly impossible to get a loan. Either from a bank or any other line of credit. In the current economy it is hard enough to get a loan but after filing bankruptcy....it is close to IMPOSSIBLE. The reason being that your credit score is completely destroyed....you HAVE to credit which is the main thing that people look at when approving or disapproving you for a loan.

Q: Can I apply for a personal loan if I filed bankruptcy 4 years ago?
What financial instituition should I apply for a personal loan with fair credit?

A: Yes, you can try. I find that the commercial, private banks are very selective when issuing loans so stick with online lending company.Try lendingtree.com.

Q: Personal loan and bankruptcy?
I've received about $80.000 personal loan, 5 months ago. I've been paying this loan every month. Recently I got unemployed, and because of my bad habit of gambling, I lost all the money I borrowed. I know its stupid, but that's the sad truth of my life. Can I declare bankruptcy at this point?! Will I be forgiven and avoid loan payments in the future?!

A: Yes, you can declare bankruptcy. You may be required to repay 10% of the personal loan unless you can prove that this will be a hardship. You will have 5-10 years to pay..

Q: Where can I get a personal loan at after bankruptcy and I make over 100.000.dollars a year?
Due to unexpected expenses. Bankruptcy is the last choice I have. And in effects to this I am in need to find a loan for $6000.00 short term loan. If anyone knows a company that will give a loan for someone like me in this situation, please give me there information.

A: If you don't mind a high interest rate, you can always go to a place like Heights Finance or other places that will lend to high risk borrowers. At your income level you should be able to get it paid off rather quickly.

Q: How Can i get a personal loan for 5000 after filing bankruptcy?
In Aug. 07 my husband and I chap.7 bankruptcy was disgarded. We now want to buy a house which is only 5500 and we need 3500 to do so. what can we do?

A: Work and save the money.

Q: Can personal loan be taken after discharge from bankruptcy?
My friend was discharged some 4 years ago. Is it possible for her to take a personal loan? Will getting rid of credit cards be feasible or a bad idea?

A: I had a co-worker that filed for bankruptcy and bought a condo and a car within six months. It all depends on how good of a lawyer you have and the terms of the bankruptcy.